I’m also really excited to share the news that my friends at Debix have launched their service, and it’s now available to the public. It is, in my opinion, the best identity theft preventative measure available today, and you should seriously consider signing up.
The way it works is that they put a lock on your credit file, so that creditors opening new accounts need to contact you, through Debix, in order to open a new account. This is better than a standard fraud alert because Debix maintains records. So if someone opens an account and you weren’t contacted, it’s not a matter of he said/she said. There’s a neutral party who can vouch for what didn’t happen. This is better than credit monitoring because you prevent problems, rather than try to clean them up.
As Bo Holland, the CEO, says, there’s nothing like putting the person who knows–you–at the center of your credit transactions.
Disclosure: I have a financial relationship with Debix.