Effective May 1, 2005, any compromise of my data will result in a $50 liability for you, the card issuer, owed to me, the card holder.
Cashing the payment check I sent you last month (which you did) shall constitute your acceptance of this agreement. Subsequent security breaches will compound the fee. I will spell out the terms of just how much these fees and related costs will escalate as soon as I find a typeface that is small enough.
Read Loren Steffy’s “open letter to my dearest creditor.”